Cherry and CareCredit let you split treatment into monthly payments. Both take a few minutes to apply for, and Cherry doesn't run a hard credit check.
Plump Medical Spa accepts Cherry and CareCredit for monthly payment plans on any treatment. Cherry covers $200–$10,000 with no hard credit check and approval in seconds. CareCredit offers approved financing up to $20,000. Apply before your appointment so it's in place at the time of service. Cash and credit card are also accepted.
Built for medical and aesthetic treatment. Apply in a few minutes from your phone and split the cost into monthly payments.
Approval, terms, and any applicable interest are determined by Cherry. Subject to eligibility.
A healthcare credit card accepted at thousands of practices nationwide. Higher limits than Cherry, with promotional terms available on qualifying purchases.
Subject to credit approval. Issued by Synchrony Bank. Promotional terms and interest vary.
The practical difference: Cherry is faster and doesn't touch your credit to check, which makes it the easier first look. CareCredit has a higher ceiling and works as an ongoing credit line rather than a single plan — better if you're treating over time or looking at something like hairline restoration. Many patients are approved for both and choose based on the number.
Financing makes treatment accessible, and that's the reason it's offered. It's worth saying plainly that it doesn't make treatment cheaper — depending on your approval terms, it may cost more overall.
Borrow for the treatment you actually need, not the largest one you're approved for. Dr. Mortazavi will tell you at consultation what your concern actually requires, including when a less expensive option addresses it — and that conversation should happen before you decide what to finance, not after.
Any treatment qualifies. In practice, financing is most often used for the higher-ticket procedures where paying at once is the barrier:
Full pricing for every treatment is published openly on the treatment menu rather than quoted only at consultation. Plump Club membership is another route to lower per-treatment cost for patients treating regularly.
Does Plump Medical Spa offer payment plans?
Yes. Plump Medical Spa in Newport Beach accepts Cherry and CareCredit for monthly payment plans on any treatment. Cherry covers purchases between $200 and $10,000 with no hard credit check to apply. CareCredit offers approved financing up to $20,000. Cash and credit card payment are also accepted.
Can I use financing for any treatment?
Yes. Both Cherry and CareCredit are accepted for every treatment, including Botox and neurotoxins, dermal fillers, Sculptra, CO2 and Pico laser, acne scar subcision, ultrasound-guided filler dissolving, hairline restoration, and medical weight management.
Does applying for Cherry affect my credit score?
Cherry does not perform a hard credit check when you apply, so checking your approval amount and terms does not affect your credit score. Approval decisions are typically returned in seconds.
When should I apply for financing?
Apply before your appointment so financing is in place at the time of service. Payment is due at the time of treatment, and financing through Cherry or CareCredit settles the balance directly. Applying takes a few minutes and can be done from a phone.
Is there a minimum amount for financing?
Cherry requires a minimum purchase of $200. CareCredit does not state a minimum. Treatments at Plump start at $95, so lower-cost treatments may fall below the Cherry threshold — though these can be combined with other treatments in the same visit to meet it.
Does insurance cover treatments at Plump Medical Spa?
Aesthetic treatments are cosmetic and are not covered by health insurance. Certain treatments have FDA-approved medical indications — Botox for chronic migraine and for severe underarm hyperhidrosis, for example — and may be covered by some insurance plans, but Plump Medical Spa does not bill insurance. Patients prioritizing coverage for those specific indications may be better served by a practice that bills directly.
Do I have to pay for a consultation?
Consultations are available and can be booked online. Any consultation fee and how it applies to treatment is confirmed when you book, so there is no ambiguity before you arrive.
Apply in a few minutes, then come to your consultation knowing what's available. Cherry won't touch your credit to check.
4667 MacArthur Blvd, Suite 310 — Newport Beach, CA 92660
(949) 568-7544 — info@plumpmedicalspa.com
Tuesday – Saturday, 10am – 6pm — By Appointment Only
Cherry and CareCredit are independent third-party financing providers. Plump Medical Spa does not extend credit, determine approval, or set terms. All approval decisions, payment schedules, interest rates, and fees are determined by the provider and are subject to eligibility and credit approval. CareCredit is issued by Synchrony Bank. Review your agreement with the provider before accepting any financing offer.